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Capital Gains Tax in North Carolina

Combined rate and how to defer it in North Carolina.

North Carolina has been reducing its income tax rate in recent years; at 4.50%, the combined capital gains rate for investment property reaches 28.3% (20% federal + 3.8% NIIT + 4.50% state), and further reductions may be scheduled.

Capital gains tax in North Carolina

North Carolina taxes capital gains as ordinary income at 4.50% at the state level, with the rate scheduled to continue declining. Combined with federal, the current total is 28.3%. Estimate the full bill with depreciation recapture in the capital gains tax calculator.

Defer it with a 1031 exchange

A 1031 like-kind exchange defers the combined 28.3% rate by reinvesting all proceeds into a qualifying replacement property. Model it in the 1031 exchange calculator and track your deadlines with the timeline calculator.

Educational only. North Carolina's income tax rate may change. Confirm current rates with a tax professional.