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Capital Gains Tax in Maryland

Combined rate and how to defer it in Maryland.

Maryland's 5.75% top income tax rate brings the combined capital gains figure for investment property to 29.6% (20% federal + 3.8% NIIT + 5.75% state). Note that Maryland also allows local income taxes that can increase your effective rate further.

Capital gains tax in Maryland

Maryland taxes capital gains as ordinary income at up to 5.75% at the state level, and local income taxes may add more on top. Estimate the base combined bill including depreciation recapture with the capital gains tax calculator.

Defer it with a 1031 exchange

A 1031 like-kind exchange defers the 29.6% combined state-plus-federal rate, and local taxes on top, by reinvesting into a replacement property. Model the exchange in the 1031 exchange calculator and get your deadlines from the timeline calculator.

Educational only. Maryland also has local income taxes. Confirm your full effective rate with a tax professional.