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Capital Gains Tax in Indiana

Combined rate and how to defer it in Indiana.

Indiana's flat 3.05% income tax keeps the combined capital gains rate for investment property at 26.9% (20% federal + 3.8% NIIT + 3.05% state), which is among the lower combined rates in the Midwest.

Capital gains tax in Indiana

Indiana taxes capital gains as ordinary income at a flat 3.05% state rate. Combined with federal, the total is 26.9%. Run the full estimate including recapture with the capital gains tax calculator.

Defer it with a 1031 exchange

A 1031 like-kind exchange can defer the full 26.9% combined rate. See what defers in the 1031 exchange calculator and get your deadline dates from the timeline calculator.

Educational only. Confirm Indiana capital gains rates with a tax professional; state rates change.